Business Insurance for Entrepreneurs in Springfield and Joplin, MO
Keeping Businesses in Springfield and throughout Southern Missouri Secure
Data breaches, poor investments, deteriorations of structural beams, and employee injuries are just some of the risks facing businesses in Springfield and throughout Southern Missouri. These risks can translate into significant costs, and for this reason, businesses in Southern Missouri require total protection. Our insurance program provides necessary protection, and at PJC Insurance Agency, LLC we focus on providing the most comprehensive coverage available.
Our experience insuring businesses of all kinds throughout Southern Missouri is vast, allowing us experience across many different industries. We’re also a local business, so we’ll know and understand your needs. Knowing and understanding your needs firsthand enables us to ensure that you have a long-term relationship with us.
Business Insurance Coverage Details
Coverages that are part of most commercial insurance policies or plans include liability, property, and workers compensation. We certainly offer these coverages, but also offer more coverages that provide essential protection. Coverages that are parts of some commercial insurance policies and plans, but not all include errors and omissions (E&O), employment practices liability (EPL), and key employee insurance. We are sure that these quality coverages are available as well.
Any of the coverages that we provide can be purchased as a part of a business owners policy (BOP), which bundles coverages and provides broad protection. They can also be purchased as parts of standalone policies. In addition to policies of different kinds, we offer riders and endorsements that help to make any commercial insurance solution complete.
We specialize in commercial auto coverage, especially trucking insurance. If you use automobiles for your business or if you own a trucking business, we can keep you secure efficiently and professionally. Regardless of whether you need a single policy or plan or a number of standalone policies, or if you need riders and endorsements, we’ll be there to help you select the most appropriate coverages. We'll additionally ensure that any solution that your purchase is fitting.
The coverages from which you can choose include but are not limited to:
- Commercial property insurance
- Commercial general liability
- Business owners policy (BOP)
- Inland marine insurance
- Commercial auto insurance
- Commercial umbrella insurance
- Professional liability
- Workers compensation
- Crime insurance
- And much more …
As a client of ours you may be able to save time and money if you take advantage of benefits and discounts for which you may be eligible. To learn about these benefits and discounts, speak with an agent.
Proactive, Skilled Agents Protecting You and Your Business Against Risks
We work closely with clients in order to thoroughly assess the clients’ needs. Once we know and understand clients’ needs, we shop on clients’ behalf for the right coverages, and at the point that the right coverages are identified, we create the best possible solutions.
We review policies and plans before renewals, ensuring that coverages are always current and that clients’ rates are always competitive. We also notify clients when we perform reviews, enabling clients to participate in review processes. Participation in review processes gives clients opportunities to know and to understand their insurance and also to be aware of needs to change coverages.
Additional Business Insurance Information:
- Missouri Small Business Insurance Information and Resources (The Missouri Department of Insurance)
- Small Business Insurance Details and Resources (The National Association of Insurance Commissioners (NAIC))
- Small Business Insurance Facts and Resources (The U.S. Small Business Administration (SBA))
At PJC Insurance Agency, LLC we’re proud to provide business insurance in Springfield, Joplin, Cape Girardeau, St. Louis, and Branson, MO and in Fayetteville, AR. We also serve other areas in Missouri, as well as Arkansas and other states.