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Distracted Driving in Missouri

More than 420,000 U.S. drivers were injured as a result of distracted driving in 2012—that's more than the population of St. Louis.  How can you help reverse the trend?

As mobile devices become increasingly available in Missouri, their presence in our vehicles consequently becomes more common.  The result is a substantial increase in vehicle accidents; in fact, at least 20% of all vehicle crashes throughout Missouri are caused by a distracted driver.


The team at PJC Insurance Agency, LLC believes that while sound car insurance is the first step towards safety on the road, your policy should act as a safety net.  A driver's primary defense is excellent driving habits.  Given that just checking a text message on your cell phone can take your eyes off the road for nearly 5 seconds, distractions in the car can be detrimental to your driving habits.

Teens Driving Distracted

Especially troubling is the high volume of young drivers who engage their mobile devices while driving.  At least half of teen drivers in Missouri admit to texting while driving, preventing the concentration necessary to establishing good driving habits early on.  New to the road, these seemingly quick communications can have lifelong consequences.


Most importantly for our teens to remember is that texting while driving is illegal for all novice drivers, defined as anyone age 21 years or younger.  For state-by-state laws to compare, click below:


   State-By-State Distracted Driving Laws   


You Can Be Part of the Solution

Together, we can work to eliminate the issues presented by distracted driving.  If everyone maintains their focus on the road, the dangers of distracted driving will quickly diminish.  PJC Insurance Agency, LLC strongly encourages our clients with auto insurance to take part in the solution.


Below, contracts from the Take the Pledge campaign are provided courtesy of the National Highway Traffic Safety Administration are available to download.  Take the time to print these out and discuss with not only your teen driver, but close friends and family of all ages and driving abilities.  Set ground rules and expectations for the cell phone's place in the automobile and together, we can make Missouri roads the safest places in the country.


   Take the Pledge   


Have any questions about safe driving?  Feel free to contact the PJC Insurance Agency, LLC team today.

Establishing, practicing, and maintaining safe driving habits is imperative to your safety, but even a perfect record will not eliminate all of the dangers that you face.  PJC Insurance Agency, LLC hosts a full service car insurance program that matches total coverage with an affordable price.  To supply the initial information to begin a policy, request a quote today and we can get started together.

Additional Information & Resources:


PJC Insurance Agency, LLC is proud to play a part in keeping Missouri roads safe, whether that's through ongoing education on best habits or making top-tier auto insurance available to all of our neighbors.  Based out of Springfield, MO, we serve Joplin, Cape Girardeau, St. Louis and Branson, MO, as well as other states across the country.

Our Location

PJC Insurance

1801 W. Norton Rd.
Springfield, MO 65803
Main office: 417-833-3800
Toll free: 800-888-2800
Fax: 417-833-0753

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:30 PM
Sat: Closed
Sun: Closed

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
- Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
- Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
- Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
- Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
- Susan T.